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Barclays Business Banking
4.3(7,542 reviews)
FSCS ProtectedDigital LeaderInnovation Award
Overview
Barclays combines traditional banking strength with modern technology, offering comprehensive business banking services with excellent digital capabilities.
Banking Features
business Account
personal Account
savings Account
current Account
multi Currency
overdraft Facility
business Loans
credit Cards
debit Cards
mobile App
online Banking
branch Network
atm Network
phone Support
relationship Manager
Pros
- Excellent mobile and online banking
- Competitive fee structure
- Strong tech integration
- Fast account opening
- Good customer support
Cons
- Reducing branch footprint
- Some services require branch visit
- International services limited
- Complexity for simple needs
Best For
Tech-savvy businesses
Digital-first companies
Startups and scale-ups
Businesses prioritizing online banking
FSCS Protected • FCA & PRA Regulated
Fees
monthly Fee
£5.00
transaction Fees
38p per transaction after 25 free
cash Withdrawal Fee
Free at Barclays ATMs
international Transfer Fee
£6-£25
overdraft Rate
6.5% - 9.5% APR
atm Fee
£1.50 at other banks
Interest Rates
savings Rate
1.4% - 2.4% AER
business Savings Rate
1.7% - 2.9% AER
overdraft Rate
6.5% - 9.5% APR
loan Rate
5.8% - 11.5% APR
Regulation
Regulators
FCAPRA
Deposit Protection
FSCS Protected
Protection Limit
£85,000 per person
Services
Branch Count
650
ATM Network
3100
Support Hours
24/7 phone and chat
Account Opening
3-7 days
Ratings Breakdown
service
4.2
fees
4
app
4.5
reliability
4.4