Terms of Service

1. Acceptance of Terms

By accessing and using eBankAlternatives ("the Website", "our Service"), you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our Service.

2. Description of Service

eBankAlternatives is a comparison platform that provides information about international payment providers, multi-currency accounts, and cross-border payment solutions. We aggregate publicly available information and user reviews to help businesses make informed decisions about financial service providers.

3. Nature of Our Service

3.1 Information Service Only

eBankAlternatives is an information and comparison service only. We are not a financial institution, payment provider, or regulated financial services provider. We do not offer banking services, process payments, or hold client funds.

3.2 No Financial Advice

The information provided on our Website does not constitute financial, legal, tax, or professional advice. Our comparisons, ratings, and recommendations are for informational purposes only. You should conduct your own research and consult with qualified professionals before making any financial decisions.

3.3 Third-Party Relationships

When you choose to engage with a payment provider through our platform, you will be entering into a direct relationship with that provider. We are not party to any agreements between you and third-party providers. Any services you receive will be governed by that provider's terms and conditions.

4. User Obligations

4.1 Accurate Information

You agree to provide accurate, current, and complete information when using our Service, including when submitting inquiries or using our comparison tools.

4.2 Prohibited Uses

You agree not to use our Service to:

• Violate any applicable laws or regulations
• Impersonate any person or entity
• Transmit malicious code, viruses, or harmful content
• Scrape, data mine, or automated data collection without permission
• Interfere with the operation of our Website
• Use our Service for fraudulent purposes
• Attempt to gain unauthorized access to our systems

4.3 Age Requirement

You must be at least 18 years old to use our Service. By using our Website, you represent that you meet this age requirement.

5. Intellectual Property

5.1 Our Content

All content on eBankAlternatives, including text, graphics, logos, images, software, and design, is the property of eBankAlternatives or its content suppliers and is protected by copyright, trademark, and other intellectual property laws.

5.2 Limited License

We grant you a limited, non-exclusive, non-transferable license to access and use our Website for personal or internal business purposes. You may not reproduce, distribute, modify, create derivative works, publicly display, or exploit our content without express written permission.

5.3 Trademarks

eBankAlternatives and related logos are trademarks of our company. Third-party trademarks mentioned on our Website are the property of their respective owners.

6. Affiliate Relationships and Commissions

We may receive compensation from some payment providers featured on our platform when users sign up for their services through our referral links. This compensation may include affiliate fees, referral commissions, or advertising revenue. These financial relationships do not affect our editorial independence, and we strive to provide unbiased comparisons. However, compensation may influence the prominence and placement of providers on our Website.

7. Accuracy of Information

7.1 Best Efforts

We make reasonable efforts to ensure the information on our Website is accurate and up-to-date. However, provider fees, rates, features, and terms can change frequently. We cannot guarantee that all information is current, complete, or error-free.

7.2 User Responsibility

You are responsible for verifying all information directly with payment providers before making decisions. Always review the provider's current terms, conditions, fees, and rates before signing up for their services.

8. Disclaimers and Limitations of Liability

8.1 "As Is" Basis

Our Service is provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

8.2 No Guarantee of Results

We do not guarantee that using our Service will result in specific outcomes, savings, or benefits. Results will vary based on your individual circumstances and the services you choose.

8.3 Limitation of Liability

To the maximum extent permitted by law, eBankAlternatives, its directors, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from:

• Your use or inability to use our Service
• Any conduct or content of third parties on our Website
• Unauthorized access to or alteration of your data
• Any dealings with third-party providers

9. Indemnification

You agree to indemnify, defend, and hold harmless eBankAlternatives and its officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses, including legal fees, arising from your use of our Service or violation of these Terms.

10. Third-Party Links and Services

Our Website contains links to third-party websites and services. We are not responsible for the content, privacy policies, or practices of these external sites. Your interactions with third-party providers are solely between you and the provider.

11. Privacy

Your use of our Service is also governed by our Privacy Policy. Please review our Privacy Policy to understand how we collect, use, and protect your information.

12. Modifications to Service and Terms

12.1 Service Modifications

We reserve the right to modify, suspend, or discontinue any aspect of our Service at any time without notice or liability.

12.2 Terms Updates

We may update these Terms of Service from time to time. We will notify you of material changes by posting the updated terms on our Website with a new "Last Updated" date. Your continued use of our Service after changes constitutes acceptance of the updated terms.

13. Termination

We reserve the right to terminate or suspend your access to our Service immediately, without prior notice or liability, for any reason, including breach of these Terms. Upon termination, your right to use the Service will immediately cease.

14. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of England and Wales, without regard to conflict of law provisions. Any disputes arising from these Terms or your use of our Service shall be subject to the exclusive jurisdiction of the courts of England and Wales.

15. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.

16. Entire Agreement

These Terms of Service, together with our Privacy Policy and Disclaimer, constitute the entire agreement between you and eBankAlternatives regarding the use of our Service.

17. Contact Information

If you have questions about these Terms of Service, please contact us: