Disclaimer

1. General Information

eBankAlternatives is an independent comparison website that provides information about international payment providers, multi-currency accounts, and cross-border payment solutions. The information on this website is provided for general informational purposes only.

2. Not Financial Advice

The content on eBankAlternatives does not constitute financial, legal, tax, investment, or professional advice. We are not authorized or regulated to provide such advice. You should not rely solely on the information presented on our website when making financial decisions.

Always consult with qualified professionals including financial advisors, accountants, lawyers, or tax specialists before making decisions that could affect your financial situation or business operations.

3. Independent Research Required

While we strive to provide accurate and helpful comparisons, you must conduct your own independent research and due diligence before selecting a payment provider or financial service. This includes:

• Verifying current fees, rates, and terms directly with providers
• Reading provider terms and conditions in full
• Checking regulatory status and licensing
• Reading recent customer reviews from multiple sources
• Understanding all costs and potential risks
• Ensuring the service meets your specific requirements

4. Accuracy of Information

4.1 Subject to Change

Information about payment providers, including fees, exchange rates, features, and terms, changes frequently. While we make reasonable efforts to keep information current, we cannot guarantee that all details are up-to-date at all times.

4.2 No Warranty

We provide information on an "as is" basis without warranties of any kind, express or implied. We do not warrant the accuracy, completeness, reliability, or suitability of any information on our website.

4.3 Provider Responsibility

Providers are responsible for the accuracy of information they supply to us. We are not liable for errors, omissions, or outdated information provided by third parties.

5. Comparison Methodology

5.1 Editorial Independence

Our comparisons are based on publicly available information, provider data, user reviews, and our editorial assessment. We strive to maintain editorial independence in our reviews and ratings.

5.2 Commercial Relationships

We may receive compensation from some providers featured on our platform through affiliate partnerships, referral fees, or advertising arrangements. While we endeavor to provide unbiased comparisons, these commercial relationships may influence:

• The selection of providers we feature
• The prominence and placement of certain providers
• The frequency with which providers are mentioned

Providers that compensate us may receive "Editor's Choice", "Featured", or similar designations. These designations reflect both our editorial assessment and commercial considerations.

5.3 Not Exhaustive

Our comparisons do not include every payment provider in the market. The providers featured represent a selection based on various factors including market presence, user interest, and commercial viability.

6. Third-Party Services

6.1 No Endorsement

The inclusion of a provider on our website does not constitute an endorsement or recommendation. Even providers rated highly or designated as "Editor's Choice" may not be suitable for your specific needs.

6.2 Independent Relationships

When you engage with a payment provider through our platform, you enter into a direct relationship with that provider. We are not party to any agreements between you and third-party providers. Your rights and obligations are governed by the provider's terms and conditions, not ours.

6.3 No Responsibility for Provider Actions

We are not responsible for the actions, services, fees, or conduct of third-party providers. We do not control provider operations, service quality, security practices, or financial stability.

7. User Reviews and Ratings

Reviews and ratings on our website may include user-submitted content. While we moderate content for obvious fraud or abuse, we cannot verify the accuracy or authenticity of every review. User opinions are subjective and may not reflect your experience.

8. Regulatory Information

8.1 Not Regulated Service

eBankAlternatives is not a regulated financial institution. We do not require authorization or licensing to operate our comparison service. However, the payment providers we feature may be regulated by various authorities.

8.2 Verify Regulatory Status

Always verify a provider's current regulatory status directly with relevant authorities (such as the FCA, DNB, or DFSA) before using their services. Regulatory information on our website may not reflect recent changes.

9. Limitation of Liability

To the maximum extent permitted by law, eBankAlternatives and its affiliates shall not be liable for any:

• Decisions made based on information from our website
• Losses or damages arising from use of our service
• Issues with third-party provider services
• Inaccuracies or errors in displayed information
• Service interruptions or technical issues
• Changes to provider fees, rates, or terms
• Provider business failures or regulatory violations

10. International Users

Payment providers may have different terms, fees, and availability depending on your location. Information on our website may be specific to certain jurisdictions. Some providers may not be available in your country, and service features may vary by region.

11. Exchange Rate Information

Exchange rates displayed on our website are indicative only and may not reflect real-time rates. Actual rates vary by provider, transaction size, timing, and other factors. Always confirm the exact rate with your chosen provider before completing a transaction.

12. No Guarantee of Acceptance

Being featured on our comparison site or receiving a high rating does not guarantee that a provider will accept you as a customer. Providers conduct their own due diligence, credit checks, and compliance screening. Application approval is at the provider's sole discretion.

13. Links to External Websites

Our website contains links to external websites operated by third parties. We have no control over the content, privacy policies, or practices of these external sites and accept no responsibility for them. Visiting external links is at your own risk.

14. Security and Fraud Prevention

While we implement security measures to protect our website, we cannot guarantee absolute security. Users are responsible for:

• Verifying the legitimacy of provider websites and communications
• Protecting their login credentials and personal information
• Being vigilant against phishing and fraud attempts
• Reporting suspicious activity to relevant authorities

15. Changes to This Disclaimer

We may update this disclaimer from time to time without prior notice. Your continued use of our website after changes constitutes acceptance of the updated disclaimer.

16. Questions and Concerns

If you have questions about this disclaimer or our service, please contact us: