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NatWest Business Banking
4.1(5,632 reviews)
FSCS ProtectedSME ChampionBusiness Hub Network
Overview
NatWest provides full-service business banking with dedicated support for UK SMEs, extensive branch network, and digital banking capabilities.
Banking Features
business Account
personal Account
savings Account
current Account
multi Currency
overdraft Facility
business Loans
credit Cards
debit Cards
mobile App
online Banking
branch Network
atm Network
phone Support
relationship Manager
Pros
- Strong UK branch presence
- Business Hub advisors
- Good SME lending
- Reliable service
- Comprehensive product range
Cons
- Higher international fees
- Slower digital innovation
- Account opening takes time
- Limited multi-currency options
Best For
Traditional UK businesses
Companies needing face-to-face banking
Businesses requiring business loans
SMEs with local operations
FSCS Protected • FCA & PRA Regulated
Fees
monthly Fee
£6.00
transaction Fees
40p per transaction after 20 free
cash Withdrawal Fee
Free at NatWest ATMs
international Transfer Fee
£10-£30
overdraft Rate
7.0% - 10.0% APR
atm Fee
£1.75 at other banks
Interest Rates
savings Rate
1.3% - 2.3% AER
business Savings Rate
1.6% - 2.7% AER
overdraft Rate
7.0% - 10.0% APR
loan Rate
6.2% - 12.5% APR
Regulation
Regulators
FCAPRA
Deposit Protection
FSCS Protected
Protection Limit
£85,000 per person
Services
Branch Count
680
ATM Network
2900
Support Hours
8am-8pm daily
Account Opening
7-14 days
Ratings Breakdown
service
4.2
fees
3.7
app
4.1
reliability
4.3