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Atlantic Money

4.6(1234 reviews)
Best ValueNo FX Markup

Overview

Atlantic Money offers ultra-low-cost international money transfers with a flat £3 fee and no FX markup, using the real mid-market exchange rate.

Features

Multi-Currency Accounts

Hold and manage multiple currencies

Cross-Border Payments

Send money internationally

FX Risk Management

Hedging and forward contracts

API Integration

Automate with developer APIs

Business Accounts

Corporate banking solutions

Personal Accounts

Individual banking services

Pros

  • True mid-market rate
  • Flat £3 fee only
  • Excellent value
  • Transparent pricing

Cons

  • Limited currencies (10)
  • Personal only
  • Newer provider

Best For

Large personal transfers
Value seekers
Major currency pairs

Pricing

Account Fee

Free

FX Markup

0% (mid-market)

Transfer Fees

Flat £3

Regulation

Jurisdictions

UK

Licenses

FCA Authorised

Coverage

Currencies

10 currencies

Countries

Major markets

Ratings Breakdown

Ease of Use
4.5
Support
4.3
Value
4.8

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