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Pa
PayPal Business
4.2(24873 reviews)
Most RecognizedGlobal Reach
Overview
PayPal Business provides online payment processing and business accounts for merchants worldwide. With wide customer recognition and acceptance, PayPal makes it easy to accept payments online, send invoices, and manage international transactions.
Features
Multi-Currency Accounts
Hold and manage multiple currencies
Cross-Border Payments
Send money internationally
FX Risk Management
Hedging and forward contracts
API Integration
Automate with developer APIs
Business Accounts
Corporate banking solutions
Personal Accounts
Individual banking services
Pros
- Widely recognized by customers
- Easy to set up
- Global reach
- Buyer and seller protection
- Invoicing tools included
Cons
- Higher currency conversion fees
- International fees add up (4.49%)
- Account limitations can occur
- Customer service issues reported
Best For
Small online businesses
Freelancers and consultants
Businesses needing customer trust
US domestic payments
Pricing
Account Fee
Free
FX Markup
3-4% currency conversion
Transfer Fees
2.99% + fixed fee
Regulation
Jurisdictions
Global
Licenses
Multi-jurisdiction licensed
Coverage
Currencies
25+ currencies
Countries
200+ countries
Ratings Breakdown
Ease of Use
4.5
Support
3.9
Value
3.8